This Summary is intended to be a quick overview of ZAPATA’s benefits. It is suggested that all new employees refer to each specific Coverage Booklet to get the most up-to-date and detailed information. Zapata Technology pays up to 100% of the premiums for your benefits depending on which medical plan is chosen. Three other medical plans are offered at the employee’s expense. Premiums based on family size and plan. The medical plan detailed below is the 100% premiums paid plan offered by Zapata Technology for full-time employees. Only one vision and one dental plan is provided.
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MedicalHumana is the medical insurance provider for Zapata Technology. Please refer to your certificate booklet for complete details.
[wpsm_comparison_table id=”1″ class=””]There is no overall annual limit on what the plan pays.
*Does not apply to prescription drugs and preventive services. Coinsurance and co-payments do not count toward the deductible.
**Preventive care, screenings, immunizations are no charge. Please read all provisions of this plan carefully.
***Preauthorization may be required
[wpsm_comparison_table id=”3″ class=””]HumanaDental is the dental insurance provider for Zapata Technology. Please refer to your certificate booklet for complete details.
[wpsm_comparison_table id=”2″ class=””]Non-participating dentists can bill you for charges above the amount covered by your HumanaDental plan. To ensure you do not receive additional charges, visit a participating PPO Network dentist. If a member sees an out-of-network dentist, the coinsurance level will apply to the maximum allowable fee.
HumanaVision is the vision insurance provider for Zapata Technology. Please refer to your certificate booklet for complete details.
[wpsm_comparison_table id=”4″ class=””] [wpsm_comparison_table id=”5″ class=””]One eye exam every 12 months, new lenses every 12 months, and one pair of complete frames every 24 months.
Provided by Humana.
Level 1 Drugs Network: $10 copay for retail, $25 copay for mail order
Non-Network: 30% coinsurance after network copay
Level 2 Drugs Network: $45 copay for retail, $112.5 copay for mail order
Non-Network: 30% coinsurance after network copay
Level 3 Drugs Network: $90 copay for retail, $225 copay for mail order
Non-Network: 30% coinsurance after network copay
Level 4 Drugs Network: 25% coinsurance for retail and for mail order
Non-Network: 30% coinsurance after network copay
Specialty Drugs Network and Non-Network: 35% coinsurance (when filled via a preferred network specialty pharmacy. Preauthorization may be required.
Preauthorization may be required, penalties may apply. Retail is 30 day supply, Mail Order is 90 day supply.
Provided through Humana.
Basic life, Accidental Death and Dismemberment: $30,000
Zapata also offers Voluntary Life Insurance at the employee’s expense for employees and their dependents. Please contact HR for rates and coverage amounts. Combined life insurance policies may not exceed $1 million or 7 times the salary amount.
Short Term Disability
Provided through The Hartford.
[wpsm_comparison_table id=”6″ class=””]For disability caused by injury, benefits begin on the 1st day of total disability or disabled and working. For disability caused by sickness, benefits begin on the 8th day of total disability or disabled and working.
Long Term Disability
Provided through The Hartford.
[wpsm_comparison_table id=”7″ class=””]Benefits begin on week 27.
The following is a quick guide to Leave Time. Please read your Employee Handbook carefully for a more detailed explanation of Leave Time.
Leave / Sick Time / PTO (DTO): Zapata Technology recognizes that employees have diverse needs for time off from work. The company has a flexible approach to time off where, in lieu of vacation, sick, and personal time, employees are provided with a flexible plan.
Holidays: Full-time employees enjoy 10 holidays annually – New Year’s Day, Dr. Martin Luther King Jr. Day, George Washington’s Birthday, Memorial Day, Independence Day, Labor Day, Columbus Day, Veteran’s Day, Thanksgiving Day and Christmas Day
Flex Time: Zapata Technology offers flextime to its employees…at the discretion of our customers and Zapata Technology management. Flex-time is a work schedule which allows employees to work hours that are not within the standard 8:00 AM to 5:00 PM range, while maintaining a high level of service during the organization’s peak operating hours.
Zapata Technology sponsors and contributes to a 401(k) Plan known as the “Sharebuilder 401K Plan” to assist in securing your financial well-being at retirement. You may elect to save from your earnings via payroll deduction and have those savings deposited to your Sharebuilder 401K Plan. The amount varies by each year and is set by the IRS. For 2018, the amount is $18,500. Because your savings are comprised of before tax dollars, your taxable income is reduced. Since your tax-deferred savings are deposited to this account, you will not pay taxes on the money your savings earn until you withdraw your savings from the program. Zapata Technology will contribute dollar for dollar up to 4% of your salary.
The amount you contribute and all the contributions ZAPATA makes to the Plan will be invested into your account. Your account may consist of one or a combination of the funds available. Unlike an Individual Retirement Account, you can, under specific conditions (set by law), withdraw or borrow your Sharebuilder 401K funds before retirement.
Zapata Technology’s DTO Policy in an innovative way for employees to take the leave they need without the stress and focus on accruing hours. Contact HR for details.
The information provided is a summary, and is only meant to be a quick overview of Zapata Technology’s benefits. It is highly suggested that all new employees refer to the applicable Benefits Booklets, Employee Handbook, and/or company policy to obtain the detailed information. We try to offer the most competitive benefits to our employees so policy details may change from time to time. You will be provided with information about those changes and it is up to the employee to keep track of the most recent details of the benefits.